The Cost of Giving Birth in Indiana
The cost of giving birth in Indiana can vary significantly depending on factors like your insurance coverage and the type of birth you have.
While every pregnancy and delivery are unique, there are averages and standard expenses you can count on.
To learn more about our agency's services or to speak with a specialist about what you can expect to pay when you deliver your baby, call 1-800-ADOPTION or fill out our online form.
This article gives you a ballpark of the potential price you will be paying if you are wondering, "How much is the cost of giving birth?" and compares your costs with and without insurance.
The Average Cost of Giving Birth in Indiana
An unplanned pregnancy is a large enough surprise – you don't need or want any financial surprises along the way. While not every delivery will cost the same, as of 2023, here is the average cost of giving birth in Indiana.
Costs Through Insurance
-
Vaginal delivery: $11,349
-
C-section: $13,153
Costs Without Insurance
-
Vaginal Delivery: $24,546
-
C-section: $32,283
These averages include standard medical expenses like any medications needed during or after delivery, ultrasounds during your delivery period, hospital-specific feeds and more.
Given the significant amounts, most healthcare providers will allow you to set up payment plans, but most will require a portion of your total bill to be paid up-front.
All costs and payment processes will vary depending on the hospital you choose, the type of delivery you have, and other factors. When selecting your preferred delivery hospital, it is best to discuss all expected expenses.
How Much Does Labor and Delivery Cost Out-of-Pocket?
Out-of-pocket is never a flat rate; the final amount will not be entirely determined until your baby is born. You can typically expect around these averages for your cost of giving birth in Indiana:
-
Vaginal Delivery: $1,831
-
C-Section: $1,856
-
Additional Delivery Costs: $1,839
Once again, these are averages. Your out-of-pocket costs could vary depending on whether insurance is used, complications during delivery, specific hospital charges, medications used and more.
It is important to discuss your financial expectations with your care provider to better understand what you can expect to pay when delivering your baby.
Cost of Giving Birth when Choosing Adoption
If you are thinking about the cost of birth and considering adoption, know that delivery and adoption are always 100% covered for pregnant women.
Your medical bills are always covered so that you can focus on having a healthy pregnancy without the added stress of medical expenses piling up.
In addition to your medical expenses being covered, you are also eligible to receive financial assistance, which helps cover things like:
Our adoption services are completely free to you and are in place to help support you throughout your pregnancy and adoption experience. When you choose our agency, you can expect to receive:
-
24/7 counseling and support
-
Adoption and hospital planning
-
The most adoptive families to choose from
-
So much more
If you want to know more about how adoption can help you cover your childbirth costs in Indiana, reach out to us today.
Contact American Adoptions of Indiana
The cost of giving birth and the amount of money it takes to safely raise a child is a common deciding factor for women who place their baby for adoption.
If you are considering adoption, you are not alone – we are here to help. From financial assistance to 24/7 counseling and support, you will never have to experience your unplanned pregnancy on your own.
Call 1-800-ADOPTION or fill out our online form to speak with a specialist and learn more about our agency's services and how adoption provides a brighter future for everyone involved.
Disclaimer
Information available through these links is the sole property of the companies and organizations listed therein. American Adoptions provides this information as a courtesy and is in no way responsible for its content or accuracy.